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Our plans
Mali Circle is free to join and free to use for everything the community depends on. Three optional subscriptions add extra features for members who want them.
Free for every member, always. Your verified profile in the member directory, full directory search, the blood donor network, samaj news, blogs, suvichar, events, the sanstha directory and the vacancy board cost nothing and are not behind any plan.
Three plans, three purposes
Each plan is a recurring subscription that renews automatically by UPI AutoPay. The exact amount and the renewal interval are shown to you in the app before you authorise anything.
Suvichar Premium
For members who share a daily thought with family and friends.
- Daily premium Suvichar posters
- HD quality images
- No watermark
- Download & save
- Easy sharing on WhatsApp and social media
Amount and renewal interval shown in the app
Matrimony Premium
For families actively searching for a rishta within the samaj.
- Premium search & advanced filters
- View contact details, where the family has shared them
- Shortlist & save unlimited profiles
- Priority in search results
- More suitable matches
Free trial first; the subscription starts automatically afterwards unless you cancel
Business Plus
For shop owners, service providers and professionals in the samaj.
- 1 free business profile + 4 additional profiles (कुल 5)
- More profile photos
- Highlight your business profile
- Business details with more fields
- Priority in search results
- Business ads and featured placement are not included
Amount and renewal interval shown in the app
Business advertising and featured placement are separate from these plans. Contact us if you would like to know more.
How subscription billing works
All plans are recurring subscriptions, not one-time purchases. When you subscribe you authorise a UPI AutoPay mandate, and the subscription renews automatically at the end of each period until you cancel that mandate. Nothing is charged before you have seen the amount and the renewal interval in the app and approved the mandate in your own UPI app.
Before you subscribe
- The plan name, the exact amount in Indian Rupees (INR ₹) and the renewal interval are displayed in the app on the Plans screen, and again on the confirmation screen.
- You then authorise the AutoPay mandate inside your own UPI app — Google Pay, PhonePe, Paytm, BHIM, your bank app and so on. The mandate shows the amount and frequency once more before you approve it.
- Where a plan starts with a free trial, the trial runs first and the subscription begins automatically when it ends, unless you cancel before then.
Renewals
- Your bank or UPI provider sends you a pre-debit notification before each renewal, as required by the Reserve Bank of India.
- The renewal amount is the amount you authorised. If we ever change a plan's price, the new price applies only after we notify you and you approve a new mandate.
- If a renewal debit fails, the paid features pause until a payment succeeds. Your free community access is never affected.
Cancelling
- You can stop a subscription at any time by cancelling the AutoPay mandate with your own payment provider — open your UPI or bank app, go to AutoPay / Mandates / Subscriptions, find Mali Circle, and pause or cancel it.
- Cancel at least 24 hours before the next renewal date so that the next debit is not attempted.
- Cancelling stops all future debits. The period you have already paid for runs to its end and the paid features then stop. Cancellation does not create a refund for the current period.
- Deleting your Mali Circle account also ends the plan. Please cancel the AutoPay mandate with your provider as well, so that no further debit is attempted.
Payments and security
- All payments are in Indian Rupees (INR ₹) and are processed by Razorpay, a PCI-DSS compliant payment gateway.
- Mali Circle never sees or stores your card number, CVV, UPI PIN or banking password.
- A payment receipt is emailed to you after each successful payment, and your payment history is available in the app under Profile → Payments.
- Refunds are governed by our Refund & Cancellation Policy.
Billing questions
Where do I see the price of a plan?
Inside the app. Open Plans from the home screen and the amount and renewal interval for each plan are shown there, and again on the confirmation screen before you approve the AutoPay mandate. All amounts are in Indian Rupees (INR ₹).
Which payment methods do you accept?
Subscriptions are paid by UPI AutoPay, processed through Razorpay. Payments are accepted in Indian Rupees only.
Will my subscription renew automatically?
Yes. Every plan is a recurring subscription and renews automatically through the UPI AutoPay mandate you authorised, until you cancel it. Your bank or UPI app notifies you before each debit.
How do I stop the automatic payments?
Cancel the AutoPay mandate in your own UPI app or bank app — look for AutoPay, Mandates or Subscriptions, find Mali Circle, and pause or cancel it. Do this at least 24 hours before the next renewal date and future debits will stop.
What happens after the free trial?
When the trial period ends the subscription starts automatically and the first debit is taken through your AutoPay mandate. If you do not wish to continue, cancel the mandate before the trial ends.
Can I get a refund?
Refunds are limited to failed transactions, duplicate payments and incorrect amounts, and are handled through Razorpay. We do not refund a subscription that has simply been cancelled or left unused. Please read the full Refund & Cancellation Policy.
Is my payment information safe?
Yes. All transactions are processed on Razorpay's PCI-DSS compliant infrastructure over an encrypted connection. Mali Circle never sees or stores your full card number, CVV, UPI PIN or banking password.
Will I receive an invoice?
Yes. A payment receipt is emailed to you after each successful payment and is also available in the app under Profile → Payments. For a GST invoice, email us your details within 15 days of the payment.
Not sure which plan fits?
Call us and we will help you choose — or just start free and subscribe only if you need to.